Be a smart online shopper

IG_OnlineShopping

Online shopping is a popular trend of buying products or services through the internet. The wide range of choices available online make it very attractive and convenient to shop from the comfort of your home.

Are there any risks that people should be aware of?

There are quite a lot of risks when shopping online, but I’d like to highlight the top 3 risks that everyone should be aware of.

  • Online scam is a way for people to cheat other people without having to obtain users’ personal info Instead, victims willingly give their personal information to scammers.
  • Phishing is another way of getting sensitive information such as usernames, passwords, and credit card
  • Identity theft is the act of impersonating someone else by using their personal information

How can you use online shopping safely?

Before you start online shopping:

  • Protect your personal information. When making a purchase online, be alert to the kind of information being collected to complete the transaction. Make sure you think it is necessary for the vendor to request that information. Remember, you only need to fill out required fields on a checkout form. Before providing your personal or financial information, check the website’s privacy policy. Make sure you understand how your information will be stored and used.
  • Keep a paper trail. Print and save records of your online transactions, including the product description, price, online receipt, terms of the sale, and copies of any email exchange with the seller. Check your credit card statements as soon as you get them, to make sure there aren’t any unauthorized charges. If there is a discrepancy, call your bank and report it.
  • Use familiar websites. Buy from well-known, trusted retailers. Go directly to the website of your choice, and do not click any links you get from emails or SMS, even if you are familiar with the website. Some attackers may create a fake website that looks very similar to the real website, so be careful not to fall into this kind of trap.
  • Know the vendor. Make sure the website or vendor is legitimate. One way to do this is to read reviews or testimonials by other users. For example, eBay allows customers to rate their vendors, so make sure to buy from a seller with high ratings.
  • Make sure the site is secure. Before you enter any personal details or payment information, look for signs that the site is secure. Make sure the payment page address begins with “https” and there is a locked padlock symbol on the browser. The ‘s’ stands for secure, and ensures the transaction is encrypted.
  • Never use unsecured wireless networks to make an online This includes Wi-Fi hotspots in public places such as cafes and hotels.
  • Use safe payment options such as PayPal or credit cards. Never send your bank or credit card details via email, as it’s not a secure method of transmitting financial information. Check your credit card statement frequently to make sure there aren’t any unauthorized charges. When making a payment to an individual seller, never transfer the money directly into their bank account. Instead, use a secure payment site such as PayPal.

This article is part of a series for a campaign run by Brunei Computer Emergency Response Team (BruCERT) which is a team under ITPSS. For more info, do check out their website.

Six social-media skills every leader needs | McKinsey & Company

See on Scoop.itAspiring Outliers

It takes guts to innovate radically in leadership and organization, for legacy systems, cultures, and attitudes are powerful forces of inertia. Fortunately, the inherent quality of social media is a powerful transformational force. Social-media engagement will confront leaders with the shortcomings of traditional organizational designs. Leaders who address these shortcomings will learn how to develop the enabling infrastructure that fosters the truly strategic use of social technologies. When organizations and their leaders embrace the call to social-media literacy, they will initiate a positive loop allowing them to capitalize on the opportunities and disruptions that come with the new connectivity of a networked society. And they will be rewarded with a new type of competitive advantage.

See on www.mckinsey.com

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5 key social media takeaways (INFOGRAPHIC)

See on Scoop.itAspiring Outliers

Vehr Communications recently released their 2013 Social Media Usage Survey; learn more about the 5 key social media takeaways in this infographic.

 

See on www.vehrcommunications.com

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How to Use Social Media to Manage a Crisis [Infographic] – SocialTimes

See on Scoop.itAspiring Outliers

With some PR disasters happening in social media, most companies are quite hesitant to jump in at all. However, the above infographic shows some good examples on how social media can be used during crisis or calamities.

See on www.scoop.it

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4 Big Social Media Lessons from Small Businesses [INFOGRAPHIC]

See on Scoop.itAspiring Outliers

Social Media is not just a method only being utilized by big brands anymore. Small businesses are starting to embrace and implement social techniques on a grander scale.

A 2012 SMB Group Study found that 20% of small businesses use social in an ad hoc, informal way- to generate leads and drive traffic to websites. The study also revealed that 24% of small businesses are using social in strategic and structured way, including data analysis of market trends and customer driven product ideas.

The businesses practicing strategic social media enjoyed a higher level of integration amongst their departments. The largest disparity between the two groups was uncovered in Customer Service. Only 8% of the companies with an informal social media environment had integrated into Customer Service, while an impressive 43% of the strategic social group integrated Customer Service.

That’s quite a difference and food for though if your small business just kicking the tire with little or no social presence.

See on dashburst.com

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