BIBD organizes talk on property investment



Bank Islam Brunei Darussalam (BIBD) and Valor Property Agency today held a free property investment talk for those who are still wondering if buying a home is the right thing to do.

Irene Hii, the MD of Valor Property guided potential home buyers on what to look for when purchasing their first home. On top of that, she slaps guided them on how to build their property portfolio and gave them insight on when is the right time to buy. The talk was well received by attendees.

All the tips shared during the talk inspired those who have not yet started considering buying their own home to start immediately. Interested homebuyers were also able to view Valor property’s latest latest residential properties on offer as well as find out more about BIBD’s home financing packages.

One of the products offered to home buyers at the talk was BIBD RUmah Plus. Some of the unique features of BIBD Rumah Plus include financing entitlement of up to97% of property value, financing amounts of up to $1 million and financing tenure of upto 30 years – all these features provide customers higher entitlement and lower monthly payments compared to other products available in the market.

What’s more,profit rates start as low as 0% with customers being provided many flexible paymentplans to suit their lifestyle and payment needs. Subsidy amount could be as high as$10,000 to cover costs such as legal documentation fees, MRTA, valuation fees, etc,depending on the nature of each case.



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Di Tanjong Katong, airnya biru…

JIS Football Fun Day 2011


Last night’s Singapore Association Annual Dinner was characterized by fun, entertainment, and of course multiculturalism. The venue was packed solid with folks from Singapore and their friends and family. There were performances from Pei Pei, Yani, and local band Prodigy. The emcee for the night was Singaporean funnyman Suhaimi Yusof who got the crowd chuckling away at his antics.

The Singapore Association was formed to create opportunities for Singaporeans to socialise and interact with their local counterparts, provide local knowledge and networking for those visiting and working in the country, and also to show that overseas Singaporeans are an equally caring and civic conscious group.


Pei Pei grooving away to a Bollywood number


The VIP table



Ditanjong Katong, ayernya biru…


Random strangers

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Tunjangan Hari Raya?


Did you know that in Indonesia Idul Fitri has a legally mandated salary bonus for all employees, known as Tunjangan Hari Raya (THR) as enforced by Indonesia’s Ministry of Manpower and Transmigration (“Kementerian Tenaga Kerja dan Transmigrasi”)? That’s right folks. The mandated amount of this salary bonus differs by region. For example, within the Jakarta region the THR bonus must be not less than one month’s full salary paid in advance of Idul Fitri, in addition to the employee’s regular salary. Thus, Idul Fitri is also a paid holiday. Breaching or withholding THR is a very serious labour law infraction and punished severely, regardless of employer status or position.

In Malaysia, Singapore, and Brunei, Eid is more commonly known as Hari Raya Aidilfitri, Hari Raya Idul Fitri or Hari Raya Puasa. Hari Raya means ‘Celebration Day’. Idul Fitri is the biggest holiday in Indonesia and Brunei; and one of the biggest in Malaysia and Singapore. Shopping malls and bazaars are usually filled with people to get things for Lebaran such as ; new clothes, shoes, sandals even food to serve days ahead of Idul Fitri, which creates a distinctive festive atmosphere throughout the country, along with traffic mayhem. Many banks, government and private offices are closed for the duration of the Lebaran festivities.

Pics from an open house held at the home of a very, very close associate…





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